Posts Tagged ‘PreparingforDivorce’


Spring’ Cleaning for your Separation or Divorce

Tuesday, February 28th, 2017

Spring’ Cleaning for your Separation or Divorce

By Steven B. Chroman, Attorney at Law

Spring is in the air! The new breath of life that enters with the change of season can apply in more ways than one. If you think you might be filing for divorce this year, I’m here to encourage you to put some of that springtime energy into getting yourself organized. Here are some tasks to put you in excellent shape for spring, tax filing and the beginning the divorce process.

Get your financial documents in order:

As part of your preparation for divorce, you need to gather and secure copies of all financial documents. My Divorce Workbook-(free for Amazon Prime Members) is a great tool which has a checklist as a starting point, from there you can add whatever is unique to your individual circumstances. Keep the copies with a trusted friend or family member, or use a safe deposit box that your soon to be Ex can’t access.

Having important documents on hand early in the divorce process means you save yourself the time, expense and possible unpleasantness of trying to get copies of them later.

Check into your credit:

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The Pre and Post-Nup Valentine

Tuesday, January 24th, 2017

The Pre and Post-Nup Valentine

By Steven B. Chroman, Attorney at Law

It sure doesn’t sound like the most romantic gift in the world, however, it could ultimately be as important as having a Will or a Trust set up for the future of your family.

A prenuptial agreement must be accompanied by a full financial disclosure. Love can blind us to the reality of marriage being a business in some ways. A partnership that involves financial transactions that will impact you both for the entirety of your marriage. A lot can be learned during this process, sometimes it makes no difference, other times, it can show, for instance hidden debts that can take a financial toll on a marriage for many years, such as student loans, foreclosures and bankruptcy. You wouldn’t go into business with someone not knowing if they can get a loan… and if you plan on having a home and a family, this is as good time as any to know there may be roadblocks. Knowing is a lot better than being blindsided or feeling ‘betrayed’ by hidden truths.

Want to protect your future income? Retirement account contributions? Appreciation on your non-marital business? Then you need a prenuptial agreement.

‘I’m already married…so is it too late?’

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Holiday the Divorced Way

Tuesday, January 24th, 2017

Holiday the Divorced Way

By Steven B. Chroman, Attorney at Law

Every year I write an article with holiday advice. These are helpful tools and suggestions; however, we recognize that reading and doing are two very different things. This can be one of the most difficult times of the year, regardless of your marital status. My number one advice- do the best you can. You’re human and no one- NO ONE can or should tell you how to feel. In the meantime, here are some tips to help. And remember, gym memberships don’t have to be just for getting in shape, it’s a great way to meet new people and get out those pent-up emotions!

  • Accept your parenting plan and choose to make the best of it as it is. Schedule your holiday plans around your parenting agreement;
  • Create and enforce a conflict-free zone around yourself and your children. (At least try to);
  • Focus on your time with your children instead of the time you aren’t going to be together;

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Resolutions, Divorce and the New Year

Friday, December 9th, 2016

Resolutions, Divorce and the New Year

By: Steven B. Chroman, Attorney at Law

If you are making the choice to sever your marriage in 2017, here are some resolutions to add to your list.

-Line up your priorities. Is it finding a home? Is it financial? Getting a job? Managing a special-needs child in the face of divorce? Jot down your most important priorities down to the small things that can wait. Having these priorities in line can help you systematically cope with the difficulties of divorce.

-Build A Network

Some family or friends may be more absent than you had predicted or hoped. Gather yourself tightly around those who do support you and don’t be afraid to ask for help. Going through a divorce, especially with children, is tough.

-Rebuild Your Career (more…)

The Four Divorce Alternatives

Tuesday, December 6th, 2016

The Four Divorce Alternatives

By Steven B. Chroman, Attorney at Law

No two marriages are the same, and so it only follows that no two divorces will be the same either, hence the following four broad categories of divorce alternatives: Do-It-Yourself (DIY), Mediation, Collaborative and Litigation. Let’s take a look at the pros and cons of each one.

 

DO-IT-YOURSELF DIVORCE

The best advice I can give you about Do-It-Yourself Divorce, is DON’T Do-It-Yourself! Divorce is very complicated, both legally and financially. You can easily make mistakes, and often those mistakes are irreversible. The only scenario I can envision when a Do-It-Yourself divorce may make any possible sense, might be in a case where the marriage lasted only two or three years and there are no children, little or no assets/debts to be divided, comparable incomes and no alimony.

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March Madness

Tuesday, December 6th, 2016

March Madness

Divorce Slam Dunks No Fouls!

By Steven B. Chroman, Attorney at Law

If you think you might be filing for divorce this year, I’m here to encourage you to put some of that springtime energy into getting yourself organized financially. With taxes dues on April 15, as well, this is an excellent time to get a firm grasp of your financial situation.

Here are six tasks to put you in excellent shape for all three: spring, tax filing and the beginning the divorce process.

Get your financial documents in order. 

Having important documents on hand early in the divorce process means you save yourself the time, expense and possible unpleasantness of trying to get copies of them later.

Check into your credit.

During your marriage, you may not have been paying special attention to your individual credit situation. However, good credit will be one of the most critical aspects of your financial well-being. Without credit, it can be nearly impossible to obtain loans for any purpose, or even to manage household expenses. Request a copy of your credit report now, so that you can correct any misinformation it contains. If you don’t already, you should also begin to keep a close eye on joint credit card statements.

Get bank and credit card accounts in your own name. (more…)

An Ad Doesn’t Go to Court with You

Tuesday, December 6th, 2016

An Ad Doesn’t Go to Court with You

By Steven B. Chroman, Attorney at Law

Finding the right attorney is a daunting task, right up there with the prospect of divorce itself. There are ‘one stop shop’ attorneys who practice many areas of law. There are attorneys who have built a reputation for toughness, being the best ‘arguer’ in town. There are others that believe you don’t need attorneys at all. On this, I assure you, very few couples fall into this last category.

Believe it or not, your attorney is a reflection of the type of divorce you are about to embark on. Not all divorces need to be amicable, however, beginning the process with an attorney who says that they are the toughest around says something very clear, and only you can decide if that message is the right fit for a family already going through a difficult time.

In addition, while attorneys are able to practice in more than one area of law, I have found that those who focus on one particular area simply know their field the best. Attorneys who primarily practice family law/divorce, know the judges, the other divorce attorneys and have the most up to date and relevant case knowledge.

Googling “best or toughest divorce attorney” may only help you find the attorneys with the best paid placement, not necessarily the best skills. There is no substitute for word of mouth when it comes to hiring an attorney. Ironically, some recent divorcees may refer you to their former spouse’s attorney because they were more effective.

At your initial consultation, bring a list of questions. These are basic and easy to find online, so I am going to suggest questions you should ask yourself after your first consultation. (more…)

The Divorced or Separated Back to School Guidebook

Tuesday, December 6th, 2016

The Divorced or Separated Back to School Guidebook

By Steven B. Chroman, Attorney at Law

Summer went by faster than expected yet again and school is back in session. That means a change of schedule, a change of weather and — when you’re divorced — a change in how you need to interact with your ex.

After all, just because you are no longer husband and wife (or boyfriend and girlfriend), you are still mom and dad. With school starting, this means you both need to be on the same page with how you’re going to manage transitions and support your child’s scholastic needs.

This is no easy task. It requires a mix of little details and big picture thinking. In some cases, it requires re-imagining trusted traditions (where will the “first day” photos be taken?) or re-arranging work schedules. In all cases, it requires that you and your ex bring your best selves to your relationship with your kids and each other.

Kids who are focused on succeeding in school, typically succeed in life. Do whatever you can to help them focus. Eliminate relationship drama and give them the security of knowing both parents are engaged.

Kids don’t care if it’s “your week” or not. Showing up for school events sends a strong message, one that will be remembered for a lifetime.

Often, a child’s emotional struggles manifest in school work. If your child is struggling academically and your efforts are failing to yield results, consider seeking professional help. Redirection is easier months into their struggle instead of years into their struggle.

Here are some suggestions. (more…)

Law Office of Steven B. Chroman P.C. Santa Clarita Divorce Article: Time for A New Year and A New You!

Wednesday, February 11th, 2015

JUST DO IT! Time for A New Year and A New You!

By Steven B. Chroman, Attorney at Law

This year, D-Day falls on January 5. It is the start of the first full working week after New Year’s, and the day when warring spouses are most likely to instigate divorce proceedings against one another.

After holding fire over the festive season, whether for the sake of the children, the relatives or appearances, more couples seek to end their marriages in early January than at any other time of the year.

About 1.8 million married couples consider splitting up over the festive period. Three quarters of New Year divorces are instigated by women who, by and large, are less willing to settle for an unsatisfactory relationship than they were in less emancipated times.

A survey carried out by advice website InsideDivorce.com reveals that infidelity is the main cause, followed by abuse, boredom and a lack of intimacy (from both parties).  People are quicker to throw in the towel on a bad marriage than ever before.  The trend is definitely to move on as soon as you know it’s truly over, rather than clinging onto the wreck of a bad relationship, year after year.”

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Law Office of Steven B. Chroman P.C. Santa Clarita Divorce Article: “Will you divorce with me?”

Thursday, February 5th, 2015

“Will you divorce with me?”

We Are In This Together

By Steven B. Chroman, Attorney at Law

 

Ironic no? Will you Marry Me, and ‘We are in this together,’ change a couple words around and I think I just proposed to you? Oddly similar to when you are falling in love and living in that weird ‘love haze’, when you are falling out of it, and in a new kind of ‘separation or divorce haze’, you just may need a snap out of it eye opener. Who ever invented Valentine’s Day really does need to read the real story behind it. That my friends is marketing at its best. So, here is your snap out of it list to keep things straight in your head, in your heart and in your mind, when choosing an attorney.  While I hope the Law Office of Steven B. Chroman is your ultimate choice, I believe everyone deserves to find the right match for themselves.  Here’s to loving again and finding the way to your ‘Happily Ever After.’  Ask these questions when interviewing an attorney.

 

Concerning general experience:

•           How long have you been in practice?

•           Are you experienced in unbundled divorce services, mediation, and trial?

•           Do you know my husband (or wife)?

•           Do you know his or her attorney? (more…)